Interbent » Credit card

A Prepaid Credit Card Is The Answer

James Bent — Wed, 21 Jul 2010 14:26:29 +0000

Let’s be honest for a moment here–credit card payments, poor credit ratings and credit card fees are awful. Unless you know the system with scholarly depth, you won’t navigate through the maze unscathed. Credit card company’s are unforgiving too, one missed payment and your credit ratings start going down the tubes in a big hurry. Why not try a Prepaid Credit Card instead where you can avoid some of the confusion associated with the average credit cards and put yourself in control over your credit score, get back on your feet and begin to building a brighter future with good credit credit.

Unlike a normal credit card, a prepaid card is loaded with your money, either with cash or direct deposit of your paycheck. You won’t lose control and discover down the road that you owe thousands of dollars. You can put the card to work doing anything from paying bills to buying movie tickets, anywhere that uses a credit card. And the kicker is that each time you pay a bill with this card, not only do you save money from avoiding fees like check cashing, but you’re also building your credit rating. Prepaid is a economical and simple system with a small flat monthly fee to maintain the card.

In addition to elevating your credit score, you’ll see a real difference in your bottom line from using a prepaid credit card. You’ll avoid all of the fees associated with cashing your paycheck, paying bills or shopping online, which can quickly add up to a couple hundred dollars per month. The real cherry on this sundae is how secure your money will be. While the world of credit is a confusing place, a simple Prepaid Credit Card can help you get your good credit back and get back control over your hard-earned money.

Credit Counseling Could Save Your Important Relationships

James Bent — Tue, 20 Jul 2010 19:23:35 +0000

Do you find yourself living above your means? Are the bills piling up unpaid, or do you wonder how other people can afford a lifestyle that seems out of reach to you? If you find yourself saying ‘yes’ to questions like these, you might be a person who would benefit from Credit Counseling.

This sort of counseling is not unlike relationship counseling, in which a therapist works with feuding partners to find solutions for their attempts at emotional connection. In the case of a credit counselor however, instead of covering topics related to romance, they will cover topics related to the wallet. From basic concepts to the more advanced, these trained specialists can help alleviate the problems which stem from poor personal financial management.

Sometimes a re-working of your entire spending pattern is in order, and doing so will free up cash to put towards paying down those balances accumulating interest. While some people are in dire need of a total financial education, others are merely a bit off the path, and just need a bit of guidance. Receiving counseling for a few money lessons can refresh and renew your formerly good habits of paying bills on time, avoiding late fees and interest, and assisting with rebuilding good credit.

Counselors are trained to point out specific ways in which an individual is being sidetracked from the route of appropriate fiscal habit. Whether the pattern is from a lack of saving, or a surplus of spending, you’ll get the best way to conserve. Some individuals don’t identify credit cards as cash, or just procrastination when it’s time to pay the bills. Let a credit counselor help you identify the problem keeping you from your dreams of financial independence and good credit.

If you suffer from several of these afflictions simultaneously, good credit counseling might just save your important relationships.

Awesome Examples of Credit Card Arts and Crafts

James Bent — Thu, 10 Sep 2009 14:00:06 +0000

Do you have credit cards which have expired or will expire soon? Have you ever wondered how to recycle them? Here are a few examples of how old credit cards can be turned into beautiful artwork:

Credit Card Mosaic:

There is a wonderful rainbow display build up from only credit cards in the Graphic Design Museum in Breda (the Netherlands).

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This one consists of recycled credit cards, promotional and access cards shredded, glued, sprayed with acrylic satin finish:

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This piece is made from the terms and conditions inserts from Wamu credit card offers.

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Photo frame: here’s a great way to make use of credit cards mosaic: a stylish, nice looking photo frame (here’s an instruction on how to make it):

Credit Cards Jewelry

Credit cards bracelets:

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Credit card necklace:

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Via

Credit card ring:

Credit card earrings:

Credit Card Dresses

Oscars American Express Card Dress:
In 1995, designer Lizzy Gardiner turned up at Oscars ceremony dressed in a gown made entirely of gold American Express credit cards. Despite your credit score, you can easily make a dress out of all of the tossed cards and trials that are sent through the mail.

Another credit card dress on Robin Kwiecinski:

More Credit Cards Art

Credit card “origami”:

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Credit card flowers to decorate your lawn:

Credit cards magnets:

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